In 2007, at the beginning of the housing crisis, Chula Vista, Calif., was the first city to require banks and mortgage owners to pay the city for the cost of foreclosing on a home. Could the idea spread to more Twin Cities’ suburbs? Tuesday, the group, Our Future Minnesota, will petition the Coon Rapids City Council to adopt an ordinance, requiring the banks to pay a fee to the city, to offset the cost of foreclosed homes in the city. There’s no indication the city is interested in instituting such a fee. Chicago instituted an ordinance last November requiring mortgage holders to pay a one-time fee of $500. The mortgage holder has to keep the yard free of trash, the grass cut and the property secured or face a daily fine of $1,000. The Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, has since filed a federal suit against the ordinance. Since the suit was filed, the city has loosened the ordinance that applied to all vacant properties, not just those in foreclosure.